Last updated on June 16, 2023
Names and places mentioned herein are hypothetical.
Lasitha was a school teacher and did private tuition classes. One day when he was at a tuition class he kept his phone switched off. As soon as the class was over, Laistha was very fuzzy about some messages he got from Bank of XYZ. That is the bank his all accounts are created.
Lasitha : I didn’t do any transaction, but why am I getting these messages from the bank 💭
He got one message from the bank mentioning an OTP (One Time Password) and another message saying LKR 25,000 was transferred to an unknown account with a name he has never heard of.
After some time, Lasitha received a message on Messenger from an unknown person and the message had no clear content. This person had the same name as the unknown account holder to whom his money was transferred to.
Meantime Lasitha was receiving calls from his friends.
Lasitha : What, I didn’t ask for any money 😳
Lasitha: Message 😵😵😵
Lasitha quickly checked his sent messages and noticed that a lot of messages has been sent to his friends asking for money for an urgent matter.
Friend2: Hi Lasitha, I transferred some money to your account
Lasitha: Oh no 🤕 I’m not aware of this, I’ll explain later
Lasitha quickly blocked his bank account. He was a bit aware of these technological matters. So he slowly started to think about this and also called one of his friends working at Hithawathi.
Lasitha realized that his email has been hacked and the hacker has been very smart to get his online bank details from cookies saved in the browser. Further he has also got through to his Facebook account and Messenger. The hacker has sent messages asking for money from his friends.
After logging to the Bank of XYZ portal, He has transferred money to his (hackers’) account and Lasitha has been usually getting OTP to both his email and phone.
As a result of this, Lasitha lost all money in his account and Hithawathi advised him to be cautious in future with the below precaution tips.